Re: [bolger] Re: Off Topic - Boat Insurance - "Statement of Condition"

there could be. There's a boat repair shop up in
Robbinsdale (near HWY 100 & 81) that probably does
surveying type stuff, or could point you in the right
direction. Where is the boat?)

> I suppose it is remotely possible that there is
> someone in the Twin Cities
> who styles himself a "surveyor" of boats and has
> some sort of "credentials",
> but that is a 5 hour round trip by car to where I
> have the boat parked. Mind
> you, the boat is a generic 16' aluminum hulled,
> factory-built,
> outboard-powered fishing boat for use on protected
> inland waters. What is
> there to survey? That it has a drain plug? I'm a
> little astonished that I
> bound liability coverage on the '84 Mazda I used to
> trailer it with a simple
> telephone call, but can't do the same on a boat as
> generic and commonplace as
> this. I may have to change my insurer!
>
> Ciao for Niao,
> Bill in MN



__________________________________________________
Do You Yahoo!?
Yahoo! Health - your guide to health and wellness
http://health.yahoo.com
Yes I can see this is a different kettle of fish than what I had. I
had a survey done on my Typhoon mainly because, as you say, no one
knew what a "Statement of condition" was. The Typhoon also has more to
go wrong than the usual aluminum fishing skiff. All I can suggest is
that you might connect with the Coast Guard Auxiliary or perhaps your
local Power Squadron and see if they can assist. I've heard of others
having the same problem with BoatUS and West but there again it is
really the insurance underwriter. The Auxiliary does inspections
though I believe they are mainly safety related. That may be just fine
with SF.
Bob Chamberland


--- In bolger@y..., wmrpage@a... wrote:
>> I suppose it is remotely possible that there is someone in the Twin
Cities
> who styles himself a "surveyor" of boats and has some sort of
"credentials",
> but that is a 5 hour round trip by car to where I have the boat
parked. Mind
> you, the boat is a generic 16' aluminum hulled, factory-built,
> outboard-powered fishing boat for use on protected inland waters.
What is
> there to survey? That it has a drain plug? I'm a little astonished
that I
> bound liability coverage on the '84 Mazda I used to trailer it with
a simple
> telephone call, but can't do the same on a boat as generic and
commonplace as
> this. I may have to change my insurer!
>
> Ciao for Niao,
> Bill in MN
>
>
> [Non-text portions of this message have been removed]
Bill, I think you can resolve this with a simple and clearly written
equipment list accompanied by a raft of pictures sent to your agent. I
suspect they're simply reading the procedure book instead of thinking...


If SF can't handle the cover, try BoatUS. In my experience, getting
coverage is painless and I've heard their service on claims is
excellent. (no connection with BoatUS, except as a member and insured,
which means I usually pay THEM...).

David Romasco

-----Original Message-----
From:wmrpage@...[mailto:wmrpage@...]
Sent: Monday, April 29, 2002 2:12 AM
To:bolger@yahoogroups.com
Subject: Re: [bolger] Re: Off Topic - Boat Insurance - "Statement of
Condition"


In a message dated 4/28/02 4:25:36 PM Central Daylight Time,
cha62759@...writes:


> As you can see you will probably have to get a survey. Needless to say
> the survey is by someone with credentials.

Thanks for the reply. The rant that follows is directed at insurance
underwriters, not you.

I suppose it is remotely possible that there is someone in the Twin
Cities
who styles himself a "surveyor" of boats and has some sort of
"credentials",
but that is a 5 hour round trip by car to where I have the boat parked.
Mind
you, the boat is a generic 16' aluminum hulled, factory-built,
outboard-powered fishing boat for use on protected inland waters. What
is
there to survey? That it has a drain plug? I'm a little astonished that
I
bound liability coverage on the '84 Mazda I used to trailer it with a
simple
telephone call, but can't do the same on a boat as generic and
commonplace as
this. I may have to change my insurer!

Ciao for Niao,
Bill in MN


[Non-text portions of this message have been removed]


Bolger rules!!!
- no cursing, flaming, trolling, spamming, or flogging dead horses
- pls take "personals" off-list, stay on topic, and punctuate
- add your comments at the TOP and SIGN your posts, snip all you like
- To order plans: Mr. Philip C. Bolger, P.O. Box 1209, Gloucester, MA,
01930, Fax: (978) 282-1349
- Unsubscribe:bolger-unsubscribe@yahoogroups.com

Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service
<http://docs.yahoo.com/info/terms/> .




[Non-text portions of this message have been removed]
Perhaps you should go back to that dealer and insist on talking to the
owner. I'm sure you're not the first person in your area to have
this problem. It's my experience that customer service people often
are clueless (tho some are very good). When I give up and go to Home
Despot, I put some effort into dodging "May I help you"'s, because the
answer is usually no.
--- In bolger@y..., wmrpage@a... wrote:
> In a message dated 4/28/02 4:25:36 PM Central Daylight Time,
> cha62759@t... writes:
>
>
> > As you can see you will probably have to get a survey. Needless to
say
> > the survey is by someone with credentials.
>
> Thanks for the reply. The rant that follows is directed at insurance
> underwriters, not you.
>
> I suppose it is remotely possible that there is someone in the Twin
Cities
In a message dated 4/28/02 4:25:36 PM Central Daylight Time,
cha62759@...writes:


> As you can see you will probably have to get a survey. Needless to say
> the survey is by someone with credentials.

Thanks for the reply. The rant that follows is directed at insurance
underwriters, not you.

I suppose it is remotely possible that there is someone in the Twin Cities
who styles himself a "surveyor" of boats and has some sort of "credentials",
but that is a 5 hour round trip by car to where I have the boat parked. Mind
you, the boat is a generic 16' aluminum hulled, factory-built,
outboard-powered fishing boat for use on protected inland waters. What is
there to survey? That it has a drain plug? I'm a little astonished that I
bound liability coverage on the '84 Mazda I used to trailer it with a simple
telephone call, but can't do the same on a boat as generic and commonplace as
this. I may have to change my insurer!

Ciao for Niao,
Bill in MN


[Non-text portions of this message have been removed]
-I too have State Farm. When I completed my Hawkeye and wanted to
insure it for the value I had in mind I was told that I would have to
get a survey to establish the value. A secondary benefit was to
determine the seaworthiness.
Last year I bought an old Cape Dory Typhoon. Again since it was older
than ten years I was told I would need a "statement of condition".
After checking around boatyards and knowledgable folks in general I
decided that I would get survey.
As you can see you will probably have to get a survey. Needless to say
the survey is by someone with credentials. The survey for the Typhoon
probably saved me from some embarressment since the back stay was not
going to last my first season. It was replaced before the first
launch. You might figure on anything from $100 to $300. I don't know
your boat but generally costs are per foot and with a minimum.
Bob Chamberland


-- In bolger@y..., "wmrpage" <wmrpage@a...> wrote:
> I recently purchased a used boat as a Mother's Day/Birthday gift for
> my mother. When I called my friendly State Farm agent to purchase
> liability insurance coverage I was told I needed to provide
> a "Statement of Condition" for the boat as it is more than 10 years
> old. The nice lady told me that she thought I could obtain the same
> at just about any marina or boat dealer. However, when I came out of
> a driving snowstorm yesterday into a large boat dealership
> conveniently located a few blocks away from where I will be storing
> the boat pending the onset of Spring (may it come this year!), the
> counterman met my inquiry with seemingly genuine ignorance (and a
> dose of thinly disguised contempt that anyone would use such an old
> boat). Does anyone in the group know what if there is a
> standard "Statement of Condition" form and who is qualified to
> complete one?
I recently purchased a used boat as a Mother's Day/Birthday gift for
my mother. When I called my friendly State Farm agent to purchase
liability insurance coverage I was told I needed to provide
a "Statement of Condition" for the boat as it is more than 10 years
old. The nice lady told me that she thought I could obtain the same
at just about any marina or boat dealer. However, when I came out of
a driving snowstorm yesterday into a large boat dealership
conveniently located a few blocks away from where I will be storing
the boat pending the onset of Spring (may it come this year!), the
counterman met my inquiry with seemingly genuine ignorance (and a
dose of thinly disguised contempt that anyone would use such an old
boat). Does anyone in the group know what if there is a
standard "Statement of Condition" form and who is qualified to
complete one?